Every healthcare business is different. AIB offers a full suite of insurance products designed for medical, pharmacy and health-related operations across Australia.

Building, Stock and Contents Insurance – Protect your healthcare premises, fittings, equipment and valuable stock against damage or loss from fire, theft, or unexpected events.

Business Interruption Insurance – Maintain cash flow if your clinic is forced to close or slow operations after an insured event.

Machinery Breakdown (Including Spoilage of Stock) – Cover the cost of repairing vital equipment and replacing spoiled medicines or refrigerated stock due to machinery failure.

Professional Indemnity and Medical Malpractice Insurance – Safeguard your pharmacy against claims arising from professional advice, treatment or dispensing errors, or patient interactions.

Public and Products Liability Insurance – Protect your business from claims if someone is injured or property is damaged due to your operations, services or products.

Cyber Liability Insurance – Defend against data breaches, ransomware, and privacy incidents that could compromise sensitive patient information.

Directors and Officers Insurance – Protect business owners and decision-makers from personal liability for management actions or business decisions.

Employment Practices Liability Insurance – Cover your business against employee claims such as unfair dismissal, discrimination, or workplace harassment.

Fidelity Insurance – Shield your business from losses caused by employee theft, fraud.