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Allfin, Level 27, 333 Collins Street, Melbourne VIC 3000
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Commercial

We know healthcare businesses and our team have expertise across multiple facets of the healthcare sectors and business ownership. No two transactions are the same and we take the time to understand your goals so that we can tailor a financial solution to fit your needs.
This will depend on your financial history and the historical and projected financial performance of the business you’re looking to buy. Typically, banks will allow you to borrow up to 75% of the business value. The answer can get more complicated so we suggest talking to one of our experts who can tell you more – after all, some of our teams have spent more than 30 years working with the major banks so we are in a great position to help give you clarity on these types of questions.
We always recommended that you seek out independent financial and legal advice before buying a healthcare business. Benefit from our extensive network including financial, legal, and accounting expertise. Our team can connect you, providing both peace of mind and expert guidance for the significant decision-making process ahead.
Lenders usually require you to have been in the same industry for a minimum of 12 months.

Home & Investment

The short answer is yes. However, banks and lenders have some requirements which we can discuss with you in more detail is this is something you’re looking to do.

This can vary by lenders, but the following principles typically apply to all lenders:

  • Full-time
  • six months
  • Self-employed
  • 2 years financial and tax returns (we can help you find an alternative lender if you’ve owned your business for 12 months)
Each client is different and will vary based on current debts, dependants, savings, and your employment status (ie Full-time or Self Employed)

Asset Finance

You can borrow up to 100% of the asset excluding GST. The exact % will depend on your circumstances, so get in touch with our team and we can help you assess your needs.

By using Allfin, you can focus on the day to day running of your business. We offer a selection of lenders and unmatched convenience, sparing you the effort of scouring the market for the best deals. Our commitment ensures a tailored solution perfectly suited to your needs.

This will depend on the asset you’re looking to finance. In general, if you’re taking out an individual asset loan, you will need to repay the loan within five years.

Commercial Loans

Our commercial broker business initiates a tender process by presenting new and refinance opportunities to all four major lenders, fostering healthy competition. We compile and package the transaction before tendering it to the market. Once responses are received, we thoroughly analyse and compare the outcomes, presenting you with a straightforward, like-for-like comparison in an easy-to-read document.

The final decision lies with you, and you can choose your preferred funding option. We always include your incumbent bank and, upon your request, give them the chance to match the best offer.

This transparent tender process ensures you secure the best possible outcome, and we willingly share all information received from the banks.

Insurance Solutions

Allfin provides its own insurance product, considered the best in the market. With 140 businesses added in six months, our product stands out for its competitive pricing and value. In addition to favourable pricing, benefits include a single point of contact with discretion to pay out up to $25k before involving the insurer and up to $50k in fringe losses. If you provide an insurance schedule, we are happy to provide a quote.
Contact Us

Let's Talk

We can help you find the right finance, borrowing structure or insurance to suit your needs.

Level 27, 333 Collins Street, Melbourne VIC 3000
+1800 0 255 346
enquiries@allfin-financial.com.au

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    Allfin,
    Level 27, 333 Collins Street,
    Melbourne VIC 3000
    enquiries@allfin-financial.com.au
    +1800 0 255 346
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    Mark Churchill is a Credit Representative (Credit Representative Number 401139) of BLSSA Pty Ltd (Australian Credit Licence Number 391237). Diem Le is a Credit Representative (Credit Representative Number 483969) of BLSSA Pty Ltd (Australian Credit Licence Number 391237).